Get Best Car Insurance Rates When You Compare Auto Insurance Quotes in 2010

We are cruising into the New Year and this is the time when you would be once again looking for the best car insurance rates. Why not? When you compare auto insurance quotes in the next year, there are lots of changes which are in the favor of the consumer, so know what your options are before you compare auto insurance quotes.The insurance field is very dynamic and any changes in the life-style, environment or technology would bring in changes in the insurance. The insurance industry is encouraging the” going green” better technology and changes for the environment. More than 600 innovative, eco-friendly products and services are now offered by 244 insurers, reinsurers, brokers and insurance organizations in 29 states; of which 37 percent of those activities come from U.S. companies as per the latest report of Insurance Information Institute.The automobile insurance companies are also picking up the latest changes in the technology to bring in innovative auto insurance rating techniques. They want to and will provide the best car insurance rates to their customers and reward them. With the expansion of the web, internet and other technological devices a new automobile insurance rating ploy is being adapted by the insurers. New car insurance programs are designed which are called “pay as you drive”. (PAYD). Instead of having fixed auto insurance rates you will be able to get the best car insurance rates if you drive less. If you belong in this category, than it is time you were rewarded. Obviously, the less mileage you drive the less the likelihood of auto accidents there will be. Progressive Insurance has already started this in the state of Ohio. There are many similar programs like this which use different devices like the GPS system, which are web-based or collect readings from the odometer or use different technologies. The information obtained from these devices would give the insurance companies information on the usage of the car and policyholders who drive fewer miles than the average driver would be provided discounts. As a customer you will have to compare auto insurance for the devices used to judge for yourself which device or program you are more comfortable with.Secondly, the insurance companies would be offering you auto insurance discounts on the hybrid cars. If you are thinking of buying a new car in the new year you should definitely keep this in mind. Get the new hybrid car and save on your petrol, help the environment and also get the best car insurance rates. Remember to also check out which are the top safety picks for 2010 and you will find this information in my article on “Cheap auto insurance quotes would depend upon car, top safety picks for 2010. Pick up the gift the auto insurance companies are offering and get your best car insurance rates.

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